No-Fault is a form of insurance where individuals who are injured in an auto-related accident receive benefits from their own auto insurer regardless of who is at fault.
Most states require an injured person to seek recovery from an at-fault driver, while Michigan auto insurance provides prompt payment for injured parties by allowing those parties to recover directly from their own insurance company.
Visit the follwoing link for more information from the State of Michigan: Michigan No-Fault Consumers Guide