Your driving record is one of the most important influences on your insurance costs. Drive responsibly and defensively to avoid accidents and violations.
Insurance companies use Insurance Scores that are based on credit history. Insurance Scores are highly predictive of future claims experience. Maintain a good credit history to keep the cost of your insurance down.The safety record and overall value of the car you drive can impact your rates. For more affordable insurance, think safety first. The safety technology on your vehicle can keep your insurance costs down – for example, rear-view cameras or automatic braking systems can significantly improve your chances of avoiding an accident.
Other factors that affect your premiums include how and where you garage your car, how much you drive, as well as your claiming behavior.
Our staff can help you understand these insurance rating factors and more.