What affects my auto insurance premium?

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Your driving record is one of the most important influences on your insurance costs. Drive responsibly and defensively to avoid accidents and violations.

Insurance companies use Insurance Scores that are based on credit history. Insurance Scores are highly predictive of future claims experience. Maintain a good credit history to keep the cost of your insurance down.The safety record and overall value of the car you drive can impact your rates. For more affordable insurance, think safety first. The safety technology on your vehicle can keep your insurance costs down – for example, rear-view cameras or automatic braking systems can significantly improve your chances of avoiding an accident.

Other factors that affect your premiums include how and where you garage your car, how much you drive, as well as your claiming behavior.

Our staff can help you understand these insurance rating factors and more.

Fakler Insurance Agency Location

Fakler Insurance
6076 S. 12th Street
Kalamazoo, MI 49009
Located in the plaza at
S. 12th Street & W. Milham / Texas Drive
(across from Wedel's Nursery)


Click map for turn by turn directions

Fakler ins map7

Thank you for visiting Fakler Insurance

Business Hours      
Monday   9:00am - 5:00pm  
Tuesday   9:00am - 5:00pm  
Wednesday   9:00am - 5:00pm  
Thursday   9:00am - 5:00pm  
Friday   9:00am - 5:00pm  
Other hours by appointment