1-269-447-2042Every driver is different; what you need from your auto insurance policy may be different than what your neighbor requires.
It's important to talk to your agent to properly weigh all of the factors that affect the policy you buy. And if you make any major life changes, give us a call. Moving, a change in marital status, or a child leaving the household – these are all opportunities to reevaluate your coverage to see if we can potentially save you even more on your insurance.
Your credit history also impacts your rate because insurance companies use Insurance Scores that are based on credit history. Insurance Scores are highly predictive of future claims experience. Maintain a good credit history to keep the cost of your insurance down.
If you have health insurance, you may be eligible for a Coordinated auto insurance policy that is less expensive than a traditional auto insurance policy. This means that if you're injured in an accident, your health insurance will pay first, instead of your auto insurance.
The common buzzword in the insurance commercials is “bundle”. Having an auto and home insurance policy with the same carrier generally provides substantial discounts on both policies. Some carriers, including AAA, also offer an additional discount on both auto and home insurance by having a life insurance policy.
Our staff can help you understand these insurance rating factors and more. Please contact our office for a free, no obligation, insurance review to compare your coverage and remember to ask how you can obtain a free AAA membership for your household.
