Health Insurance

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health insurance LHealth insurance is a way to pay for health care. It protects you from paying the full costs of medical services when you're injured or sick. Just like car insurance or home insurance, you choose a plan and agree to pay a certain rate, or premium, each month.  

Click here for a quote on health insurance (plans that do not qualify for a subsidy) through the marketplace.  If you may qualify for a subsidy please contact our office directly.

What kinds of health insurance are there?

There are essentially two kinds of heath insurance: Fee-for-Service and Managed Care. Although these plans differ, they both cover an array of medical, surgical and hospital expenses. Most cover prescription drugs and some also offer dental coverage.

Fee-for-Service - These plans generally assume that the medical professional will be paid a fee for each service provided to the patient. Patients are seen by a doctor of their choice and the claim is filed by either the medical provider or the patient.

Managed Care - More than half of all Americans have some kind of managed-care plan. Various plans work differently and can include: health maintenance organizations (HM0s), preferred provider organizations (PPOs) and point-of-service (POS) plans. These plans provide comprehensive health services to their members and offer financial incentives to patients who use the providers in the plan.

Our agency partners with Blue Cross Blue Shield of Michigan to serve our clients for individual and family healthcare.

Fakler Insurance Agency Location

Fakler Insurance
6076 S. 12th Street
Kalamazoo, MI 49009
 
   
Located in the plaza at
S. 12th Street & W. Milham / Texas Drive
(across from Wedel's Nursery)

 
   
   

Click map for turn by turn directions

Fakler ins map7


Thank you for visiting Fakler Insurance

Business Hours      
Monday   9:00am - 5:00pm  
Tuesday   9:00am - 5:00pm  
Wednesday   9:00am - 5:00pm  
Thursday   9:00am - 5:00pm  
Friday   9:00am - 5:00pm  
       
Other hours by appointment